Government Travel Charge Card Program (2023)

The Government Travel Charge Card (GTCC) Program provides travelers with a safe, effective, convenient, and commercially available method to pay for official travel expenses. Travelers do not need to use personal funds for mission-related travel expenses, can manage their GTCC account online, and reimbursement is streamlined through DoD’s travel systems. The GTCC also offers insurance coverage for rental cars, lost luggage, and personal injury, and provides cardholders with better payment terms.

(Video) Government Travel Charge Card

Governance & Policy

DoD policy requires travelers to use their Government Travel Charge Card to pay for all meals during official travel. Travel cards with air, lodging, and/or rental car transactions without meal spend may be flagged for policy noncompliance.

(Video) Government Travel Card 101 - Refresher Training

Authorized by the DoDI 5154.31, Volume 4 [PDF, 10 pages], the Defense Travel Management Office (DTMO) manages the card program, providing guidance, policy, and training, and serves as a liaison to GSA, the travel card vendor, and DoD Component Program Managers on travel card related issues. DTMO is also responsible for developing, coordinating, and maintaining the Government Travel Charge Card Regulations [PDF, 46 pages]. Refer to the GTCC Regulations for GTCC policy and purpose, general travel card information, and special travel considerations.

Use of the travel card is mandated by the Travel and Transportation Reform Act of 1998 [PDF, 9 pages].

(Video) Mandatory Use of GTCC During PCS

GTCC Regulations state that the card will be used by all DoD personnel (military or civilian) to pay for all costs related to official government travel, including meals. Personal use of the travel card or use of the travel card to pay for someone else's travel expenses is prohibited and may result in disciplinary actions. Refer to the Joint Travel Regulations (JTR) [PDF] for information on authorized travel expenses. The Military Services may further restrict/define this policy.

(Video) Defense Travel Spotlight - Government Travel Charge Card 2022


What credit score is needed for GTC? ›

Standard cards are issued to individuals with a FICO credit score above 659. The default limits are $7,500 for credit, $250 for cash, and $250 for retail purchases. Restricted cards are issued to individuals with a FICO credit score below 660.

Can you be denied a government travel card? ›

There is a screening process. For those whose credit score is acceptable, a standard card is issued with a $5,000 credit limit, which can be increased if the mission dictates. Unfortunately, if your credit score is too low, you may not be approved for this type of card.

Which is a reason for account suspension travel card 101 answers? ›

A card will be cancelled for the following reasons: Two checks returned due to insufficient funds in a 12-month period. Three suspensions in a 12-month period (the card will be permanently closed on the third suspension) When the account is 126 days past billing and remains unpaid.

What are the rules for using a government travel card? ›

The Department of Commerce (DOC) policy is that government issue travel card be used to pay for ALL official travel expenses while on TDY/TAD if travel is five or more times in a year, unless exempt.. Personal use of the travel card or using the travel card to pay for someone else's travel expenses is prohibited.

Can I buy groceries with GTCC? ›

GTCC Regulations state that the card will be used by all DoD personnel (military or civilian) to pay for all costs related to official government travel, including meals.

What is the maximum limit for GTCC? ›

Credit Limits: Travel Manager authorization to establish credit limits is returned to the maximum of $9999. Upon expiration of (MC) the GTCC program will bulk lower the credit limits of those members above $9,999 unless they have a current balance above the set credit limit.

Which is the easiest travel card to get? ›

Easiest Airline Credit Cards to Get Approved For
  • Customized Rewards: Bank of America® Customized Cash Rewards Secured Credit Card.
  • Cash Back Rewards: Capital One Quicksilver Secured Cash Rewards Credit Card.
  • Fair Credit: Upgrade Cash Rewards Visa®
  • Limited Credit: Capital One QuicksilverOne Cash Rewards Credit Card.

Can I use my GTC for gas? ›

Also, gas costs for the trip should not be placed on the card. There is no clear cut, easily definable way of determining which gas would be used for official business and which for personal use. Under no circumstances is the card to be used for personal, non-duty expenses.

What is considered misuse of the GTCC? ›

Government Travel Card Misuse and Delinquency

The GTCC is not for use for personal purchases or when not on official travel. Failure to use the GTCC in an authorized manner may lead to suspension or revocation of the GTCC as well as disciplinary action, up to and including removal from Federal Service.

Why is my government travel card restricted? ›

Restricted GTCC. Restricted cards are issued to individuals with a non- qualifying credit score (FICO score of 500-659), individuals with no credit history, or to selected individuals as directed by their commander or supervisor. Individuals who do not consent to a credit check will be issued a restricted card.

Why does my government travel card say restricted? ›

Restricted Accounts. Restricted accounts are issued to individuals with a FICO credit score below 660. Individuals who do not consent to a credit score (soft pull), but still require a travel card must complete all responses affirmatively on the alternate creditworthiness form DD 2883 to be issued a restricted account.

Which situation will result in an individual being issued a restricted government travel card? ›

Restricted cards are issued based on lower credit score criteria and have a lower available credit limit, or when the card applicant does not authorize a credit score check but answers all the responses affirmatively on the alternate creditworthiness assessment form DD 2883.

Does a government travel card affect your credit score? ›

Some people are even aware that using the GTCC has a car rental collision damage waiver benefit. But everyone should be aware that the GTCC does not affect personal credit scores since is not even listed on the cardholder's credit report unless the account gets closed for delinquency.

Do you have to pay government travel card back? ›

Military members are responsible for paying their government travel credit card bills promptly, regardless of whether they have been reimbursed by the military. This can create stress and financial hardships.

How much can you spend on a government travel card? ›

No spending limits.

The travel charge card is issued without limits to the amount of business expenses that may be charged to the account.

Can I use my GTCC for rent? ›

Use your GTCC to pay for the rental car

You should use your GTCC to pay for all official travel expenses, including the rental car.

Can you use GTCC for personal use? ›

The GTCC is only authorized for use during periods of official travel, and only for authorized travel expenses (per the Joint Travel Regulations). The GTCC must not be used for personal expenses.

Can I use my GTC for hotel? ›

The GTCC should be used to pay for all of the cardholder's official travel expenses, including but not limited to meals, lodging, rental vehicles, and airfare.

How do I increase my GTCC limit? ›

Limits should be established based on the travel order and an amount expected to be incurred within a 30 day period. If a credit limit increase above $9,999 is required, the cardholder or Travel Manager acting as their proxy needs to submit the request electronically via e- mail.

Can I use my GTC for cash? ›

2. Cash withdrawals are limited to the amount of cash needed to cover incidental and miscellaneous expenses, that cannot be charged to the card, and as authorized by official travel orders. ATM cash withdrawals may not exceed $ in a billing cycle.

Can I use my GTC for plane tickets? ›

Yes, if approved by your command and noted on the TDY travel orders. However, you cannot use the GTCC or GSA contracted fares for any travel under the permissive orders as this is not reimbursable, only under the TDY travel which would be reimbursable.

What travel credit card can I get with 600 credit score? ›

One of the best credit cards for a 600 credit score is the Capital One Quicksilver Secured Cash Rewards Credit Card. This card rewards cardholders with 1.5 - 5% cash back on purchases.

Which bank is best for travel card? ›

Top Travel Credit Cards in India 2023
Credit CardBest For
InterMiles HDFC Bank Platinum Credit CardFor Travel Privileges
Axis Bank Miles & More World Credit CardAnnual Rewards as Miles
Axis Bank Titanium Smart Traveller Credit CardFor Travel Privileges
Yatra SBI CardOffers on travelling with Yatra
7 more rows

What is the easiest unsecured card to get? ›

What Is the Easiest Unsecured Credit Card to Get Approved for?
  • Credit One Bank Platinum Visa: The Credit One Bank Platinum Visa offers cash-back with no security deposit required. ...
  • Total Visa: The Total Visa is an unsecured credit card designed for people who don't have perfect credit.

Can I use my GTC at Target? ›

Use your linked GTC to pay for your meal. Earn 1 point for every $1 spent on the GTC at restaurants in the network. Cash out points for gift cards at places like Amazon, Target, or restaurants.

Can you buy alcohol with GTCC? ›

GTCC has long-standing policies prohibiting the unauthorized manufacture, possession, distribution, sale, or use of alcoholic beverages or controlled substances. Employees may obtain information regarding the following policies: I-2.1.

Can you use GTCC at restaurants? ›

Do not use the GTCC at establishments or for purposes that are inconsistent with the official business of DoD or with applicable standards of conduct. Do not claim fuel expenses when driving a POV (you can claim mileage only). Do not claim the full meal rate when a portion or all meals are provided.

Can you use GTC for emergency leave? ›

➢ DO NOT USE THE GTCC for excess/overweight baggage. ➢ DO NOT USE THE GTCC for postage or shipping of items. ➢ DO NOT USE THE GTCC for/while on R&R or Emergency Leave.

Why is my travelcard not working? ›

What should I do if my Travelcard is not working as expected? Make sure your Travelcard has the right tickets for your journey, or that you have enough Pay-As-You-Go balance to buy your ticket. You can check this on your online account, on the bus; at a Bristol Park and Ride site or at a metrobus iPoint.

Can I Unrestrict my card? ›

Can You Reactivate a Suspended Credit Card? If your card's been suspended, you could contact your credit card company to see what options you have. The ability to reactivate suspended or restricted accounts might depend on things like the company, the cardholder and the circumstances of the suspension or restriction.

What do I do if my card is restricted? ›

You can confirm if the card is blocked by calling customer care service or at the bank branch. You must raise an application for unblocking the ATM card online or offline through call/SMS/bank branch if your ATM card gets blocked.

How long does it take to get approved for a government travel card? ›

The total processing and delivery time of your travel card to the address of record is approximately 7 to 10 business days.

What is the benefit of using the travel card? ›

Using these cards to earn points by spending, especially on travel purchases, can help you get free flights, hotel stays and other travel benefits. Travel rewards cards also offer highly coveted perks, such as airport lounge access, elite status and more.

What is the disadvantage of travel money card? ›

Cons of travel money cards: Lock in exchange rate – if rates decrease, you miss out. Some have fees, like purchase fees or ATM fees. No credit limit offered.

Is it worth it to take a travel credit? ›

A travel credit card is worth it when it allows you to earn points or miles that you will actually be able to redeem for travel, perks you can use to save time and money, and even protections to help when things go wrong on the road.

Is it mandatory to use government travel card? ›

The Travel and Transportation Reform Act of 1998 (Public Law 105-264) mandates the use of the Government Travel Charge card for employees on official government travel.

Who pays back the government travel card? ›

Individually billed accounts are issued to employees to pay for official travel and travel-related expenses. The government reimburses employees for authorized expenses. The employee is responsible for making payment to the bank.

How do I get my money back from GTC? ›

How to Request a Sales Tax Refund using Georgia Tax Center (GTC)
  1. Log into GTC.
  2. Look under the Account tab. Go to the Sales & Use tax account by clicking the Sales & Use hyperlink.
  3. Under the I Want To section, click See more links for my account.
  4. Click Request Refund.

Does GTCC affect credit score? ›

Some people are even aware that using the GTCC has a car rental collision damage waiver benefit. But everyone should be aware that the GTCC does not affect personal credit scores since is not even listed on the cardholder's credit report unless the account gets closed for delinquency.

What credit score does Citi look at? ›

The FICO® Score Citi provides is based on information from your Equifax credit report based on the “as of” date included with your score. This may differ from scores you obtain elsewhere that may have been calculated at a different time using information from a different credit bureau or even a different score model.

What is minimum FICO score for VA? ›

There is no minimum credit score requirement. Instead, VA requires a lender to review the entire loan profile. For more information, see the complete VA credit guidelines at How Can You Start the Process?

Do you have to have good credit for a government job? ›

Is There a Minimum Credit Score for Government Jobs? There is no minimum credit score for government jobs at the federal level, and state and local governments rarely have a clear cutoff.

How long do you have to pay off GTC? ›

If there is an outstanding balance at the time the cardholder is removed from mission critical status, the balance must be paid within 45 days of removal from status.

Can you get denied with good credit? ›

While excellent credit is certainly a goal worth pursuing, having one of the best credit scores doesn't guarantee you'll get approved for a credit card. You may have already had the unfortunate experience of being denied for a credit card despite having an excellent credit score.

Which Citi card is easiest to get? ›

The easiest Citi card to get is the Citi® Secured Mastercard® because it is the only one that will accept applicants with limited credit (less than 3 years of credit history). This card requires a $200 refundable security deposit but has a $0 annual fee.

What is a Tier 1 credit score? ›

Tier 1, Excellent Credit: 800 – 850. Tier 2, Great: 740 – 799. Tier 3, A Good Credit Score: 670 – 739. Tier 4, Fair: 580 – 669.

What credit score is considered the strongest? ›

FICO Score
  • Very poor: 300 to 579.
  • Fair: 580 to 669.
  • Good: 670 to 739.
  • Very good: 740 to 799.
  • Excellent: 800 to 850.

Can I get a VA loan with a 580 credit score? ›

The VA doesn't have a minimum credit score. Instead, lenders can set their own requirements. At Rocket Mortgage, the minimum qualifying credit score is 580. Keep in mind, you can qualify for more favorable terms with a higher score.

Can I get a VA loan with a 620 credit score? ›

VA Loan Minimum Credit Score Requirements

There is no minimum credit score requirement for a VA loan, but most mortgage lenders want to see a FICO credit score of at least 620. Some lenders approve lower scores, but borrowers may meet additional scrutiny and requirements.

Can I get a VA home loan with a 602 credit score? ›

VA home loan: VA home loans don't have a minimum credit score requirement, so it's possible to get this type of loan with a 600 credit score. Lenders set their own minimums, which typically range between 580 and 660.

What disqualifies you from government job? ›

The agency may remove an employee or disqualify applicants who materially and deliberately falsify or conceal information (such as the omission of arrests, drug use, employment, medical history, assets, and liabilities, etc.)

Is working for the government worth it? ›

Government jobs tend to be stable and offer excellent benefits. Unfortunately, salary and earnings are often capped for government workers regardless of how well you perform. Federal jobs often require security clearance, and this process can take several months up to a year.

Can you fail a soft credit check? ›

Can You Fail a Soft Credit Check? You don't necessarily fail a soft credit check. However, the information obtained during that process might cause a company not to reach out to you.


1. Government Travel Charge Card: Manager/Company and Detachment
(807th Medical Command (Deployment Support))
2. Travel Card Training
3. Everyday Ethics - Proper use of your government travel card
(Tobyhanna Army Depot)
4. Government Travel Card: Manager/BDE CSH
(807th Medical Command (Deployment Support))
5. Getting to know GSA SmartPay
(GSA (General Services Administration))
6. Spotlight - GSA SmartPay 3
(GSA (General Services Administration))
Top Articles
Latest Posts
Article information

Author: Roderick King

Last Updated: 01/11/2023

Views: 5247

Rating: 4 / 5 (51 voted)

Reviews: 90% of readers found this page helpful

Author information

Name: Roderick King

Birthday: 1997-10-09

Address: 3782 Madge Knoll, East Dudley, MA 63913

Phone: +2521695290067

Job: Customer Sales Coordinator

Hobby: Gunsmithing, Embroidery, Parkour, Kitesurfing, Rock climbing, Sand art, Beekeeping

Introduction: My name is Roderick King, I am a cute, splendid, excited, perfect, gentle, funny, vivacious person who loves writing and wants to share my knowledge and understanding with you.